Purchase Loans from Community Trust Mortgage

Secure the Right Loan for Your Home

Buying a home is a major step, and choosing the right loan makes all the difference. At Community Trust Mortgage, we help you find the best financing options to fit your needs. Whether you're purchasing your first home or upgrading to something bigger, our team is ready to guide you.

What Is a Purchase Loan?

A purchase loan helps you buy a home without paying the full price upfront. Instead, you borrow money and repay it over time. This type of financing makes homeownership possible while keeping your savings intact. With flexible terms and competitive rates, Community Trust Mortgage makes the process easy.

How Do Purchase Loans Work?

The process starts when you apply for a loan. We review your credit score, income, and financial details to determine eligibility. Once approved, you can confidently shop for homes, knowing how much you can borrow.

When you find the right home, our team works quickly to secure your financing. We focus on speed and accuracy, ensuring no unnecessary delays. Plus, we keep you informed at every stage.

As you make monthly payments, you repay the principal and interest. Many loans also allow early payments, helping you pay off your mortgage faster. From start to finish, we support you every step of the way.

Types of Purchase Loans

We offer a variety of purchase loans tailored to different financial situations:

  • Conventional Loans – Ideal for buyers with strong credit and steady income.
  • FHA Loans – Great for first-time buyers who have lower credit or smaller down payments.
  • VA Loans – Designed for veterans and active military members, with no down payment required.
  • Jumbo Loans – Best for high-value home purchases that exceed conventional loan limits.

Why Choose Community Trust Mortgage?

Buying a home can feel overwhelming, but we make the process smooth and stress-free. Here’s what sets us apart:

  • Expert Guidance – Our specialists walk you through every step, ensuring you understand your options.
  • Fast Approval – We streamline the process, so you can make offers with confidence.
  • Customized Solutions – Since every financial situation is unique, we tailor loans to fit your needs.

Get Started Today

Don’t wait to take the first step toward homeownership. Contact Community Trust Mortgage today to explore your options. With the right loan and expert support, you’ll be moving into your new home sooner than you think.

Let’s turn your dream of owning a home into reality!

Karen Addato
Serving the Central Coast and Northern California.
Licensed California Real Estate Broker # 01136100
Licensed California Mortgage Broker NMLS ID # 344924
Phone # (408) 399-3300
Phone # (805) 242-8384
Broker Affiliate
Community Trust Mortgage
116 E. Campbell Ave. Suite 5
Campbell, CA 95008
DRE # 01340874
NMLS# 329236